5432 Holley Oak Ln Fredericksburg, VA 22407

Listing details for 5432 Holley Oak Ln, Fredericksburg, VA 22407 : 5.25% ASSUMABLE LOAN AVAILABLE TO QUALIFIED BUYERS WITH AN APPROXIMATE ASSUMABLE BALANCE OF $588,000 + SELLER WILL PAY OFF THE SOLAR PANELS AT CLOSING. THIS COULD CREATE SIGNIFICANT MONTHLY SAVINGS COMPARED TO OBTAINING A NEW LOAN AT CURRENT MARKET RATES. ELECTRIC BILLS AVERAGE AROUND $30/MONTH. This is the opportunity buyers have been waiting for. Welcome to 5432 Holley Oak Lane — a beautifully upgraded 2023 Colonial in Lees Parke that combines lower monthly ownership costs with modern, move-in-ready living. Let’s talk numbers first. Qualified buyers may have the opportunity to assume an existing 5.25% interest rate on an approximate remaining loan balance of $588,000 — creating a financing opportunity that is becoming increasingly difficult to find. Buyers should verify eligibility, terms, and cash-to-close requirements with the loan servicer. And it gets even better. The sellers will pay off the remaining solar panel balance at closing, allowing the next owner to enjoy the benefits of solar without taking on an additional solar payment. Current homeowners average approximately $30/month in electric costs — creating meaningful savings that continue month after month. Why buyers love this home: ✓ Potential access to a lower-than-market assumable interest rate ✓ Seller-paid solar payoff at closing ✓ Approximate electric bills averaging around $30/month ✓ Built in 2023 — enjoy newer construction without the wait ✓ Finished walkout basement for added flexibility ✓ Four bedrooms with convenient upper-level laundry ✓ Premium corner lot with added outdoor space Inside, natural light fills the open-concept main level and creates a space that feels bright, functional, and easy to live in. The upgraded kitchen stands out with stainless steel appliances, upgraded countertops, a large center island, and a beautifully finished backsplash that elevates the entire space while still feeling warm and welcoming. Upstairs, you'll find four generously sized bedrooms and upper-level laundry that makes everyday living easier. The spacious primary suite feels like a true retreat and includes two closets — one of those features buyers quickly realize they never want to live without. Need more space? The fully finished walkout basement offers endless flexibility for a second living room, gym, office, playroom, media room, or guest space. With direct outdoor access and natural light, it feels fully integrated into the home instead of feeling like basement space. Outside, enjoy the deck and the added usable yard space that comes with this premium corner lot positioning — offering room to relax, entertain, garden, play, or simply enjoy a little more breathing room. Located in sought-after Lees Parke with community amenities including a pool, clubhouse, and courts. Opportunities like this are rare — a nearly new home, energy savings already in place, no solar payoff burden to the buyer, and potential access to financing terms that are becoming increasingly difficult to find. If you’ve been waiting for a home that makes sense both emotionally and financially, this may be the one.